With a new year comes New Year's resolutions, but experts warn that you shouldn't empty your wallet trying to fulfill your goal.
At the start of the year, you may notice more ads for "free trials" on things like diet supplements and work-out programs. While it may seem like a great way to get on track, the Better Business Bureau says it could put your budget at risk.
Free trials often end up costing you after the first month. Your credit card will be charged a monthly fee if you don't cancel it within a specific time frame and that's usually something people aren't told before they sign up.
The same thing can happen with gym memberships. If you sign up for a trial month and don't cancel the free membership by the deadline, you could be locked into a contract and end paying more than you planned for.
That's why the BBB says you should always read a contract fully before committing to anything. Make sure you're aware of all of its agreements and be sure to monitor your free trial period and know the window you have to cancel it if needed.
The BBB also says you should be aware of any free apps that promise to help you shed some pounds. Experts say a lot of those apps aren't connected to a major company. Instead, the app could download malware on your device.
Before falling for any type of high pressure sales tactic, the BBB says you should do your research, read all of the reviews online, contact the company yourself if you have any questions and always guard your personal information.