The FDIC announced that 100 banks have failed this year. On the heels of that news story comes a scam alert in many email inboxes.

The FDIC, which stands for Federal Deposit Insurance Corporation, says people are getting emails with the subject line "Check your bank deposit insurance coverage." The e-mail tells recipients that, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets."

The e-mail then asks recipients to "visit the official FDIC website and perform the following steps to check your deposit insurance coverage." The FDIC says this is the work of scam artists trying to collect your personal banking information. Don't click on the link. The FDIC does not issue unsolicited e-mails to consumers.