Health care experts are saying that a new Medicare drug plan with the lowest upfront cost in the country may not be for everyone.
Medicare's open enrollment season just started, and the plan from insurer Humana and retail giant Walmart is getting attention.
At $14.80, its monthly premium is the lowest of any national plan, about half the average. And Humana and Walmart are advertising savings of more than $450 a year for the typical Medicare recipient.
But if you can't get to a Walmart easily and need costly medications for intractable conditions, it could be a disappointment. You could face copayments as high as 50 percent for drugs purchased at local independent drugstores.