For The Thousands In NC Without Health Insurance

A state-sponsored insurance pool that offers coverage to the riskiest patients is beginning operations.

The North Carolina Health Insurance Risk Pool only has a couple hundred people approved for coverage, and only about 500 North Carolina residents have applied since it opened in October. But program executive director Michael Keough said enrollments have been accelerating.

Officials initially projected that some 14,000 people would have the insurance 10 years from now and up to 4,000 people would join in the first year. Keough said he thinks there are up to 180,000 people who may be eligible in the state.

People can qualify if they don't have employer coverage and have pre-existing conditions that make private insurance too costly.

You can learn more about the North Carolina Health Insurance Risk Pool at their website.

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  • by Bob Location: Hertford on Jan 8, 2009 at 05:12 PM
    Actually this program is not state funded from what I can tell as I am a 57 year old without health insurance and having multiple heart attacks can't get insured. I was on the understanding this would be a low cost program but when I applied I learned the fees would be over $1200 a month, as the article states there may be people who qualify like myself but they certainly can't afford it, like myself. I guess I can thank my folks for having a history of heart trouble and to myself for owning my own business and being uninsurable. I guess the hospitals can't turn you away but you certainly won't recieve top notch service.
  • by Legal Citizen Location: Kinston on Jan 1, 2009 at 01:09 PM
    If we want to do something that will have a meaningful impact on the problem of the uninsured, then we must address illegal immigrants. As the immigrant population grows in our state and throughout the country, so does the strain immigrants place on social service providers to make sure their basic needs such as food, housing, health care and education are satisfied. Of all those needs, one of the most costly to American taxpayers is health care. Given the precarious state if the Nation's economy, it should be clear that America can no longer afford to feed, house, educate and provide free health care to millions of foreigners who have violated our laws and have no legal basis for being here. As American families are strapped for resources to provide for their own families, I find it inappropriate to make our resources available to non citizens and their offspring. Either we demand our leaders restore the rule of law in this country or we shut up and pay the cost.
  • by L Location: Greenville on Dec 31, 2008 at 03:08 PM
    To Ted- Good point. Letting the government fully control health care would be dangerous. Look at other Governments that have enacted universal health care.
  • by Ted Location: Greenville on Dec 31, 2008 at 07:28 AM
    As a State Employee my health insurance is free, but to add my wife and daughter it costs $415.14 per month. When you're only bringing home 1,800 per month we just can't afford it. Still, it is not the job of Government to provide me with health care coverage. Think about it, do you really want the State or Federal Government running health care? Name one other Government organization that is ran efficiently.
  • by ill Location: not paying on Dec 31, 2008 at 07:02 AM
    So I guess this means mine will get raised to help pay for the ones that have applied for this? Nice.
  • by whatajoke! Location: Richlands,NC on Dec 31, 2008 at 05:58 AM
    When I saw the story....I clicked it as I was eager to apply for something affordable for my children...since paying 100% out of pocket is stressful enough. Well when I went to the be honest I can not afford to pay another house payment! The monthly rates for the plan is no where near affordable for most families...WHAT A JOKE!
  • by Pitt County Resident on Dec 31, 2008 at 05:51 AM
    There's a program for Pitt and Greene County residents(Health Assist) that helps uninsured people get access to specialists, and they have other benefits. It's not health insurance but every little bit helps, and there's no signup or monthly fee. I think their number is 847-7016.
  • by Kimo Location: Belhaven on Dec 31, 2008 at 05:30 AM
    Welcome to the Nanny State. How long do you suppose it will be before we can dump our outrageously expensive health insurance plan and convert to the taxpayer funded coverage?? Yeah, right!!!

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