Wal-Mart’s layaway program is on its way out after more than 40 years. It will end November 19. The stores will give customers until December 8 to pick up their layaway items before they are placed back on the shelves. Some say the change will negatively impact people who can't qualify for credit cards. Wal-Mart representatives say the change is in response to a declining interest in the layaway program and customers' increased use of other payment options. Dropping their layaway program will bring Wal-Mart in line with Target. K-Mart, T-J Maxx and Marshalls are among retailers still offering the service.